Morz, from Ultima VII
Morz is a farmer living in Moonglow.
In his childhood, Morz fell off a carriage, landing on his head. Since then he has had a stutter that causes him much embarrassment, and is reluctant to discuss his accident and stuttering.
By Ultima VII, he was running a farm in Moonglow together with his childhood friends Tolemak and Cubolt, but found himself in a dilemma involving his friends' divergent opinions: Tolemak wanted him to join the Fellowship. Cubolt disagreed and enlisted the Avatar's help in dissuading Morz from the Fellowship. The Avatar talked to Morz and—while avoiding any mention of his stuttering—advised Morz to not join. In the end, Morz elected not to join after having heard a third opinion.